Online shopping is a convenient way to purchase everything from clothing to electronics, groceries to gifts. The ease and accessibility of shopping online offers many benefits, but it also comes with its share of risks and challenges. That is why it is important to understand all the risks, common scams, and red flags to watch out for when shopping online.
Read MorePhishing : Scammers may send deceptive emails or messages pretending to be from legitimate retailers to steal your personal and financial information.
Fake Websites: Fraudsters will create fake websites that look like reputable stores to trick you into making payments or sharing your details.
Overpayment Scams: You may receive counterfeit checks or money orders when selling items online, leading to financial loss.
Bait and Switch: Sellers advertise one product but deliver something completely different or lower in quality.
Non-Delivery Scams: You pay for products that are never delivered, leaving you empty-handed and out of money.
The first step in ensuring online shopping safety is to stick to reputable and well-known websites.
Before entering sensitive information, ensure your internet connection is secure. Always shop from a trusted and private Wi-Fi network.
Use strong, unique passwords for your online shopping accounts. These passwords should include a mix of upper and lower-case letters, numbers, and special characters.
Phishing emails and websites are designed to trick you into providing personal information. Be cautious of unsolicited emails claiming to be from online retailers, especially if they ask for sensitive data.
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